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1. Pay close attention to the condition of the packaging.

Make a written notation on the delivery receipt if there appears to be any irregularities, even if they are minor. Be as specific as possible.

2. Contact a surveyor to assess the loss/damage immediately.

The consignee should promptly notify a surveyor as soon as loss or damage is discovered. The  consignee should refer to the back of the original certificate for a surveyor in their area. They may also use any surveyor who is approved by Lloyd's of London or the American Institude of Marine Underwriters. Surveyors are neither settling agents nor affiliates with the insurance company. Rather they are independents who report the facts to the insurance company and have the responsibility to determine the amount of the loss. Usually the insurance company will pay surveyors directly for their services. However, in situations when a surveyor requires up-front payment, the insurance company will reimburse the claimant.

3. Verify that the seal numbers on marine containers match the document numbers.

Also be alert when a seal is broken to the possibility that cargo may have been pilfered.

4. Retain all products and packaging until you are advised otherwise by the Insurance agent or surveyor.

5. Retain all copies of the shipping documents.

Generally the following documents will be required to settle a claim.

 

Shipping Documents Necessary to Submit Claim

 
1. Proof of Insurance: Original Certificate of Insurance
2. Commercial Invoices
3. Non-negotiable copy of bill or air waybill (front and back)
4. Claim statement (an itemization of loss/damage claimed)
5. Copy of letter(s) to carrier(s) giving noticed of claim
6. Carrier's reply(s) (if any)
7. Delivery receipts with exceptions noted
8. Survey report (when applicable)
9. Packing list
10. Repair estimates (when applicable)

6. Write to all carriers placing them on notice of claim.

 

Time Limitations for Placing Carriers on Notice

 
Ocean: As soon as practicable (maximum 1 year from date of discharge)
Air: 7 days from the time of delivery, for visible damage
14 days from the time of delivery, for concealed/hidden damage
120 days from the date goods should have been delivered for non-delivery

7. Additional documents may be required at a later date by the agent, the surveyor, or the insurance company.

 

 

 

 

 

 

 

 

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